Currency.com Withdrawal Fee Calculator
Calculate Your Currency.com Withdrawal Costs
Currency.com charges up to 2.4% + $3 for crypto withdrawals. Calculate exactly how much you'll pay based on your withdrawal amount.
Example: $500 withdrawal = $12.00 fee + $3.00 fixed fee = $15.00 total
Most crypto exchanges let you buy Bitcoin, sell Ethereum, or trade altcoins. But what if you could trade Currency.com shares using your Bitcoin-no fiat needed? That’s not science fiction. It’s what Currency.com actually does. And if you’re tired of converting your crypto to dollars just to buy Apple or Tesla stock, this platform might be exactly what you’ve been looking for.
What Is Currency.com?
Currency.com isn’t just another crypto exchange. It’s a regulated trading platform that lets you trade tokenized versions of real-world assets-like Tesla, gold, or the S&P 500-using Bitcoin, Ethereum, or Litecoin as your base currency. You don’t convert your crypto to USD. You don’t wait for bank transfers. You just trade directly. Launched in 2019 by former Nasdaq traders, it’s backed by a license from the National Bank of Belarus and operates under EU compliance standards. Its headquarters are in Cyprus, but it serves over 1.2 million users across 100+ countries, including the U.S. and Europe.How It Works: Crypto to Stocks, No Middleman
Here’s the key difference: On Binance or Coinbase, you buy Bitcoin, then sell it to get USD, then buy Apple stock through a separate broker. On Currency.com, you hold Bitcoin and trade a tokenized version of Apple stock directly. The platform creates digital tokens that mirror the price of real stocks, commodities, and indices. When you buy a Tesla token, you’re not owning Tesla shares-you’re owning a crypto-backed contract that tracks its price. Profits and losses are settled in crypto. No bank account. No wire transfer. No waiting. This is huge for people who want exposure to traditional markets without leaving the crypto ecosystem. If you believe Bitcoin will rise and Apple will rise too, you can hold both without ever touching fiat. It’s a bridge between two worlds.What You Can Trade
Currency.com offers over 3,000 instruments. That includes:- 15+ major cryptocurrencies (BTC, ETH, LTC, XRP, etc.)
- 100+ tokenized stocks (Apple, Amazon, Netflix, NVIDIA)
- 20+ global indices (S&P 500, NASDAQ, DAX)
- 15+ commodities (gold, silver, oil, natural gas)
- 30+ forex pairs (EUR/USD, GBP/JPY)
Trading Platform and Tools
The platform runs on a clean, web-based interface with mobile apps for iOS and Android. It’s not flashy, but it’s functional. You get:- 75+ technical indicators
- Multiple chart types (candlestick, line, bar)
- Instant price alerts
- One-click trading
- Real-time order book depth
Fees: Competitive, But Hidden Costs
Here’s where things get tricky. Currency.com’s trading fee is low: just 0.0125% per trade. That’s cheaper than Kraken (0.16% maker, 0.26% taker). But there’s a catch. Every time you deposit or withdraw crypto, you pay a 0.2% exchange fee. That’s on top of network fees. And withdrawals? They cost up to 2.4% + $3. So if you withdraw $500 in Bitcoin, you could lose $15. That’s brutal for active traders who move funds often. Here’s a quick breakdown:| Fee Type | Rate | Notes |
|---|---|---|
| Trading Fee | 0.0125% | Applies to all trades |
| Exchange Fee (Crypto Deposit/Withdraw) | 0.2% | On top of network fees |
| Withdrawal Fee | Up to 2.4% + $3 | Varies by asset and method |
| Funding Fee (Leverage) | Variable | Applies to overnight positions |
| Minimum Deposit | $20 | Accepts BTC, ETH, LTC, XRP, USDT |
| Minimum Withdrawal | $100 | Only crypto withdrawals |
Leverage and Risk
You can trade with up to 100x leverage on Bitcoin and Ethereum. That’s higher than most regulated platforms. For other cryptos, it’s 20x. Leverage on stocks and commodities is capped at 10x-20x. High leverage means high risk. One bad move, and you get liquidated fast. Currency.com does have a negative balance protection policy, so you can’t owe more than you deposit. But that doesn’t stop you from losing your entire margin. This isn’t for beginners. Even experienced traders should treat 50x+ leverage like a loaded gun.Security and Regulation
Currency.com is one of the few crypto platforms with real regulatory backing. It holds a license from the National Bank of Belarus and complies with EU AML/KYC rules. It’s also PCI DSS Level 1 certified-same standard as banks. Two-factor authentication, device whitelisting, and cold storage for 95% of funds are standard. You’ll need to verify your identity with a government ID and proof of address. Approval takes 24-48 hours. No instant signup like Binance. But if you care about safety and legal compliance, this is a big plus. Most exchanges operate in legal gray zones. Currency.com doesn’t.Customer Support
User reviews on Trustpilot (4.4/5 from over 2,100 reviews) and Reddit are full of praise for support. People report issues resolved in under two hours. Live chat is available 24/7 in 10 languages. Email responses are fast. No bots. Real humans. One user wrote: “Customer support... Oh my GOSH!!! Simply one of the best ever.” That’s rare in crypto. Most exchanges have 24-hour wait times. Currency.com delivers.Who Is This For?
Currency.com isn’t for everyone. Here’s who it fits:- Intermediate crypto traders who want exposure to stocks, gold, or indices without selling their crypto.
- Investors in the U.S. or EU who want regulated access to tokenized assets.
- People who hate fiat conversions and want to stay in crypto.
- Complete beginners-you need to understand both crypto and how leverage works.
- High-frequency traders-the withdrawal fees eat profits.
- Altcoin hunters-only 5 cryptos accepted for deposits.
How It Compares to the Competition
| Feature | Currency.com | Binance | Coinbase | Kraken | |--------|--------------|---------|----------|--------| | Tokenized Stocks | ✅ Yes, 100+ | ❌ Limited | ✅ Limited (U.S. only) | ❌ No | | Crypto Selection | 5 deposit coins | 350+ | 200+ | 200+ | | Trading Fee | 0.0125% | 0.1% | 0.5% | 0.16%-0.26% | | Withdrawal Fee | Up to 2.4% + $3 | Free for many coins | $1-$25 | $0-$10 | | Leverage (BTC) | 100x | 125x | 3x | 5x | | Regulation | Belarus + EU | Offshore | U.S. regulated | U.S. regulated | | Support | 24/7 live chat | Email + chat | Email + chat | Email + chat | Currency.com wins on tokenized assets and regulation. It loses on crypto variety and withdrawal costs.Real User Feedback
On Reddit, u/CryptoTrader87 said: “I use BTC to trade Apple and Tesla daily. No need to cash out. It’s seamless.” But u/BitcoinSaver99 complained: “Lost $12.50 on a $500 withdrawal. Way too expensive.” On G2, a professional trader wrote: “Great for dabbling, but no MetaTrader integration. Can’t do serious analysis.” The pattern is clear: people love the concept and the support. But they hate the fees if they trade often.What’s Next? Roadmap for 2026
Currency.com isn’t standing still. Its 2026 roadmap includes:- Adding 50+ new cryptocurrencies for deposits
- Integrating with Polygon blockchain to cut transaction fees
- Building a DeFi bridge to connect with Ethereum-based protocols
- Expanding tokenized asset offerings to include bonds and ETFs
Final Verdict
Currency.com is not the cheapest or the biggest crypto exchange. But it’s the only one that lets you trade real-world assets like Apple or gold using Bitcoin, with real regulation behind it. If you’re tired of converting your crypto to dollars just to buy a stock, this is your platform. Pros:- Unique tokenized securities trading with crypto collateral
- Strong regulation and security
- Excellent customer support
- Low trading fees
- Great for diversifying into stocks without fiat
- High withdrawal fees (2.4% + $3)
- Only 5 crypto deposit options
- No advanced charting tools or API
- Leverage can be dangerous for inexperienced traders
Can I trade stocks on Currency.com with Bitcoin?
Yes. Currency.com lets you trade tokenized versions of stocks like Apple, Tesla, and Amazon using Bitcoin, Ethereum, or other supported cryptocurrencies as your base currency. You don’t need to convert to fiat. Profits are settled in crypto.
Is Currency.com safe and regulated?
Yes. Currency.com is licensed by the National Bank of the Republic of Belarus and complies with EU AML/KYC and PCI DSS Level 1 standards. It uses two-factor authentication, cold storage, and device whitelisting. It’s one of the few crypto platforms with formal regulatory oversight across multiple jurisdictions.
What are the withdrawal fees on Currency.com?
Withdrawal fees are up to 2.4% of the amount plus a fixed fee of up to $3. This applies to all crypto withdrawals. For example, withdrawing $500 could cost $15. There’s also a 0.2% exchange fee when converting crypto to another crypto for withdrawal. These fees make it expensive for frequent traders.
Does Currency.com support MetaTrader or API trading?
No. Currency.com does not currently support MetaTrader, TradingView integration, or an API for automated trading. Its platform is designed for manual trading with built-in tools. However, the new Currency Pro interface (launched October 2025) is laying groundwork for future institutional features, including possible API access in 2026.
How many cryptocurrencies can I deposit on Currency.com?
You can deposit only five cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), and Tether (USDT). This is much smaller than Binance or Coinbase, which support hundreds. If you hold other cryptos, you’ll need to convert them first on another exchange.
Is Currency.com good for beginners?
It’s beginner-friendly in terms of interface and support, but not ideal for total newcomers. You need to understand how leverage works, what tokenized assets are, and how crypto trading differs from stock trading. The platform offers a “Tokenized Securities 101” course, which helps, but it’s not designed for someone who’s never traded before.
Can I use Currency.com if I’m in the United States?
Yes. Currency.com accepts users from the United States and complies with U.S. regulatory requirements for tokenized securities. However, certain assets may be restricted based on SEC guidelines. Always check asset availability in your region before trading.
What’s the minimum deposit on Currency.com?
The minimum deposit is $20, which can be made in BTC, ETH, LTC, XRP, or USDT. There’s no maximum limit.
Does Currency.com offer staking or earning interest?
No. Currency.com does not offer staking, savings accounts, or interest-bearing products. It’s purely a trading platform focused on spot and leveraged trading of tokenized assets and crypto.
What’s the difference between tokenized stocks and real stocks?
Tokenized stocks are digital contracts that mirror the price of real company shares. You don’t own the actual stock or get voting rights or dividends. You’re trading a price-tracking instrument settled in crypto. It’s similar to a CFD. The value moves with the real stock, but ownership is synthetic.
Vidhi Kotak
December 10, 2025 AT 11:40Been using Currency.com for 8 months now. No need to cash out my BTC to buy Tesla shares-game changer. Withdrawal fees hurt, but if you HODL and trade sparingly, it’s smooth as silk. Support actually replies in under an hour too. Rare these days.
For folks saying ‘just use Binance’-try buying Apple with ETH on Binance. Good luck. This is the only place that makes it feel natural.
Kim Throne
December 11, 2025 AT 11:35While the concept of tokenized securities is innovative and aligns with the broader trend of asset tokenization under MiCA and SEC guidance, the fee structure presents a non-trivial friction point for retail participants. The 0.2% exchange fee compounded with up to 2.4% + $3 withdrawal fees creates a significant drag on portfolio turnover efficiency, particularly for traders operating below the $5,000 monthly volume threshold. Regulatory compliance is commendable, yet the absence of API access limits institutional adoption. A necessary evolution, but not yet optimized for quantitative workflows.
Jeremy Eugene
December 11, 2025 AT 14:48I appreciate the regulated structure and the clarity of the platform’s focus. However, I must emphasize that the withdrawal fees are structurally unsound for any active participant. A 2.4% fee on crypto withdrawals is not merely inconvenient-it’s predatory in the context of a platform claiming to serve professional traders. The lack of API access further undermines its utility for systematic strategies. This is a niche product, and the pricing doesn’t reflect the value it claims to deliver.
Nicholas Ethan
December 13, 2025 AT 08:37Withdrawal fees are a scam. 2.4%? On $500 that's $15. That's more than my entire trading fee for 100 trades. And you can't even withdraw to a bank? You're stuck with crypto. What's the point if you can't get your money out without getting robbed? This platform is a trap for people who don't read the fine print. Don't get fooled by the 'regulated' label. They're making money on your desperation to exit.
Also no API? So you're telling me I can't automate my strategy on a platform that markets itself as for 'serious traders'? Bullshit.
Rakesh Bhamu
December 13, 2025 AT 17:41For those coming from Binance or Coinbase-this isn't a replacement. It's a complement. I use Currency.com to trade Apple and gold with my BTC, and I use Binance for the altcoins. The fee structure is annoying if you're moving cash around daily, but if you're holding positions for weeks? Totally fine.
Also, the support team actually helped me when I got locked out of my 2FA. No bots. Real person. Took 40 minutes. I've had worse wait times on Twitter.
And yes, no API yet. But they said it's coming in 2026. I'll give them that much.
Hari Sarasan
December 14, 2025 AT 02:29Let me be unequivocal: Currency.com is the vanguard of the tokenized asset revolution, yet its fee architecture constitutes a systemic flaw that betrays its purported mission of financial liberation. The 2.4% withdrawal fee is not merely a cost-it is a regressive tax on liquidity, effectively weaponizing user dependency on crypto collateral to extract rent. The absence of API access is not an oversight-it is a deliberate gatekeeping mechanism to preserve retail dependency. This platform is a paradox: technologically advanced yet economically exploitative. The regulatory veneer of Belarus and EU compliance is a distraction from the core issue: profit extraction disguised as innovation. Until they eliminate the withdrawal tax and open their API, this remains a gilded cage for the financially naive.
Kelly Burn
December 15, 2025 AT 13:10Tokenized stocks with BTC? 🤯 I'm living in the future.
Also, support literally called me back after I messaged them. Like, a human. On a Saturday. 😭
Withdrawal fees? Yeah... that's rough. But I just leave my funds there and trade. No need to touch it. 🤷♀️
Also, no Dogecoin? Perfect. I'm done with memes. 🙌
Patricia Whitaker
December 17, 2025 AT 09:51Wow. So you're telling me this is the only platform that lets you trade Apple with Bitcoin? And you're not screaming about the 2.4% withdrawal fee? That's like buying a Lamborghini and complaining the gas cap is hard to open. If you're too cheap to pay $15 to get your money out, you shouldn't be trading at all.
Also, no API? Good. I don't want bots ruining this place. Keep it simple, keep it real.
And yes, I use it. And yes, I'm rich. Coincidence? I think not.
Taylor Fallon
December 18, 2025 AT 09:39It's not about the fees. It's about the freedom. You don't need to beg the bank for permission to buy a stock anymore. You don't need to wait 3 days for a wire. You don't need to explain to your uncle why you're not investing in Bitcoin. You just... trade. With your crypto. On your terms.
Yeah, the withdrawal fee sucks. But I treat it like a toll on a highway. I only use it when I'm ready to move. And honestly? I'd rather pay $15 to get out than lose everything because I got greedy on leverage.
Also, the fact that they're adding DeFi bridges in 2026? That's the future right there. This isn't just a platform. It's a bridge between two worlds. And I'm glad I found it.